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If you’re ready for a new vehicle, one option to consider is online lenders. You can finance a car with funds you obtain through Internet-only finance companies. Some of these companies are clearly legit and offer very competitive rates and terms. If you qualify, you’ll have your money upfront and secured before you even start shopping. Lending Tree offers online auto financing, and so does Capital One. If you’d like to learn about all the options you have when it’s time to finance a car, look in the “loans” category at http://www.finance.yahoo.com.